n.电脑化银行业务

Provides information on exchange rates, interest rates, and telebanking services. 提供资讯信息和宽带应用、娱乐、互动服务的综合门户。

Practical applications include database-query systems, information retrieval systems, and speaker identification and verification systems, as in telebanking. 实际应用包括资料库查询系统、资讯撷取系统以及身分识别与确认系统，例如电传银行业务系统。

For the receiving accounts with undefined beneficiaries or unrecoverable funds, commercial banks must either provide telebank account-transfer services prudently, or not offer the service. 对受益方不明确、资金难以追索的收款账户，应审慎或不提供电话银行转账服务。